National Flood Insurance Program

Many people can’t afford wildfire insurance

California’s relatively quiet 2019 fire season ended in October, with serious wildfires in both Northern and Southern California. There are many things Californians can do to prepare for these blazes, but one option – taking out wildfire insurance – is out of reach for many of them. For example, after massive fires in 2018, an estimated 350,000 Californians could no longer get property and casualty…


UCSD Report: El Nino costs state big bucks

Considering it’s been long known that El Niño conditions often bring about flooding precipitation to California, a ripe field for study would be a thorough study of the damage wreaked. And who knows catastrophic damages better than insurers? Their specialized knowledge prompted a pair of San Diego researchers to compare 40 years of insurance data against climate and water data to quantify the effect of…